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Shortsale = 7 Years to Buy Again??? Ha!

by Darrell Isaacs Team Professionals

Recently there was an article that apparantly appeared in various publications stating that a ShortSale, Deed in Lieu and Preforeclosures Sales would all be treated by Fannie Mae, the nation's largest provider of mortgage funds, as a foreclosure, thus ensuring the 'offending' party would not be able to purchase a home for 7 years! 

So, in doing my little part to correct his misinformation I am posting below, a snipit from Fannie Mae's website showing the facts are completely different. 

Why is this important? 

In San Joaquin County, greater than 1 in 5 homes are in trouble!  Shortsale is one, frequently the BEST, solution to that owners challenge.  And the reality is after some 'time' has passed, that SAME OFFENDING party can reenter the home buying market, at prices that currently are from the last century, and with some proper guidance, (please please please see me on that subject!) they will have the stability and hope that all Americans look for with their home.  A second chance, a new beginning, a Genesis!  (that was my shameful plug :) )

So... what did Fannie Mae say?

Fannie Mae’s most recent bulletin states that Deeds-in-Lieu of Foreclosure, Preforeclosure Sales, and Short Sales all have waiting periods as follows:


This bulletin was released in June 2010, and Fannie Mae has confirmed with us today that this is the most recent bulletin.

The subject of should you or should you not enter into a shortsale is quite emotional.  Here at Genesis, we understand and always remember... we are talking about your 'home' not a house. 

I thought this might be a bit of good news as we enter the final days before Christmas.  Hope so.

And hope is also that your Christmas will be blessed, full of wonderful memories, those new and old.  The future is a choice... choose to enter it without the negative baggage of the past, and all the hope for the new!

Merry Christmas!

Darrell

Merry Christmas!!! As a child...

by Darrell Isaacs Team Professionals

Merry Christmas!!!  

 As a child a part of the magic of Christmas included writing to Santa with my ‘Wish List’ and going downtown after Thanksgiving for the official Lighting of the public Christmas decorations.  In our fast paced society we have lost a bit of the magic.  So, to recapture some of that magic we would love to arrange for Santa to write your child, or grandchild, a personalized letter.  Details are below. But hurry, Santa is on his way! 

Success! 

Darrell

 -----------------------------------------------------------

Dear Friends,

          In the spirit of the holiday season, we will be sending

Personalized letters from Santa to any child and/or grandchild!

          If you know of anyone who would enjoy receiving a letter from

Santa, send me their name(s), address(es), and if a Boy or Girl.

Emailing the info to my Team is the fastest most sure way of

Meeting the deadline. Please submit by December 13th to ensure timely

Delivery.

        You can also fax at 209-244-7171.

MERRY CHRISTMAS!!! 

 

The Darrell Isaacs Team

Integrity...Knowledge...Success!

 

 

Darren Hardy, Publisher of SUCCESS Magazine...

by Darrell Isaacs Team Professionals

Darren Hardy, Publisher of SUCCESS Magazine, presented a great insight on his blog that I really want to share with you...  dri

"Did you know your brain is NOT designed to make you happy? I know this might be alarming to you, but brain has only one primary responsibility—to keep you alive. Thus your brain is constantly on the lookout for danger and attack warnings. Your brain is programmed specifically to seek out the negative.

This is a problem if you desire love, prosperity and happiness—those things beyond simply safety. Left unguided (as most do), your brain will stew in the negative all day, every day of your life. The conundrum is—what you think about comes about. Where your attention goes, energy flows, thus the direction your life takes.

This is where the power of gratitude comes in. If you want to direct your life in a positive direction, you have to redirect your mind towards abundance and what’s positive by forcing it to focus it on what you are grateful for. If you want to become great, you have to focus on being grateful. You can change any situation in your life by simply redirecting your mind to focus on what’s right about it versus what is wrong.

I have a Thanksgiving Challenge for you. Of the many insights shared in The Compound Effect, one repeatedly I am told has made a profound difference is the story of the Thanksgiving Journal (read the excerpt below). My challenge to you is to think of an area of your life you are having difficulty in and want to improve. For the next 21 days... CLICK HERE TO READ MORE "...

Any takers?  Happy Thanksgiving!

SUCCESS!

Darrell

Interervesting...Verly Interervesting...

by Darrell Isaacs Team Professionals

Ok, so you may not have recognized my "Laugh In" imitation, but, I did discover some news that was truly interesting!  In review of the local MLS data, I was excited to see that out of the more than 1100+ different real estate companies who sold a home in Stockton in 2009, my small band of loyal merry makers was the 5th most productive office in units closed! When you consider that the Top 4 have a combined number of Agents in excess of 350+ and my Team is made up of 6, well let’s just say… I am very proud of the Team.  Go Genesis!!!  And if you are still wondering about what "Laugh In" is, well... you just had to be there.

Displaying blog entries 1-4 of 4

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Photo of Darrell R. Isaacs, CRB CRS Real Estate
Darrell R. Isaacs, CRB CRS
Genesis Real Estate Group
149 W Yokuts
Stockton CA 95207
Phone: 209 957-2929
Fax: 209 244-7171

   Genesis Real Estate Group     Darrell Isaacs Team Professionals
   BRE License # 01874804        BRE License #00556614